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Invented in 1994, Three Card Poker is a fun and simple poker variant. The clue to the twist in the game is in the title; instead of a five-card hand, players are dealt three cards. This relatively new version of poker quickly became a favourite at brick-and-mortar casinos and is equally popular online. Three Card Poker is a deceptively simple game to play, but to master it online you’ll need some knowledge about the game, some tips for the best strategy, and a little bit of skill.
Play Three Card Poker Slots Slot Machine Free Slots. Free casino games Most popular games Latest games Recently reviewed games Highest RTP Game by type. Three Card Poker Try Three Card Poker online for free in demo mode with no download or no registration required. Return to player. Unknown Game Type. THREE CARD POKER ONLINE. All the reasons for popularity of Three Card Poker in live casinos apply to online casinos, too. It’s just as easy to play, with a reasonable house edge and a simple strategy. You can play against the dealer, play Pair Plus against a pay table, or both.
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The Basics: How to Play 3 Card Poker Online
The layout of any Three Card Poker table is the same; online, offline, wherever you go. The table includes three card spots in front of the dealer, a circular betting spot marked ‘Pair Plus’, a diamond betting spot called ‘Ante’, and the card spots labelled ‘Play’. There are two basic bets in three hand poker: Pair Plus and ante-play. In ante-play, players make their first bet in the ante spot and predictably in Pair Plus, players make their first bet in the ‘Pair Plus’ spot. The Pair Plus bet is a side bet that you don’t have to play. The Ante Bet is the main bet in.
The dealer then deals three cards to the players and him- or herself. If you’re playing Pair Plus, there’s nothing else to do. If playing ante-play then you’ll need to decide whether to bet or fold. To play, you must match your ante. To place a bet, players simply click or touch the betting spots on the computer screen or touch-screen device. Generally, your credits will be displayed in a virtual chip stack at the bottom of the screen. You can then select the size of the bet you want to place and click in the betting spot. Each click will add additional bet of the same size as your first selection. To change the size of your bet you can change the amount of the bet increments you add.
Despite being based on stud poker, the odds in 3 Card Poker are different, largely down to the extra card. Consequently, the hand rankings in 3 card poker are slightly different. Straights, for instance, are less frequent than flushes and are higher ranked as a result. The ranking of hands in 3 Card Poker runs: straight flush, three of a kind, straight, flush, pair, and finally high card.
The pay out on both the ante and Pair Plus side bet is 1-to-1, so you double your money on both bets if the dealer’s hand qualifies. The dealer’s hand qualifies if the dealer holds a queen high or better. A hand lower than a queen high doesn’t qualify and will pay out on the ante bet only. Pairs and flushes will always win out over any hand with a single high card. There additional bonuses for antes which are paid out for straights (1-to-1), three of a kind (4-to-1) and straight flushes pay out at 5-to-1. These bonuses are paid out even if you lose to a dealer’s hand. Independent of the dealer’s hand, pair plus bets are paid out at 1-to-1 for a pair all the way up to 40-to-1 for a straight flush, so whilst the pair plus bet is optional it can make all the difference between a big win and a huge one.
Why Play Online? The Advantages of Playing Three Card Poker Online
Aside from the obvious advantages of being able to play from home in your pyjamas, there are plenty of other advantages to playing 3 Card Poker online. The following are some of the best reasons to play 3 Card Poker online. One distinct advantage of three card poker online is that there are plenty of social casinos and instructional sites where you can practice with the help of free online three card poker games. These kinds of sites will often provide new players with tips and free credits to help improve their game and learn the game rules. The opportunity to learn and improve your gameplay before risking any money is one that players should relish and take advantage of. The learning curve in competitive card game play can be steep, so it’s a good idea to get some practice in before you put real money on the table.
Of course, 3 Card Poker also has the advantage that you can play it pretty much anywhere and at any time. Many live casinos have a chat function that enables players to not only talk with one another but also with the dealer. Players from around the world come together to compete in virtual tournaments and form social clubs online. The social aspect of online gambling is often undersold, but it’s there and is one of the advantages of playing games like 3 Card Poker online. Though you might get teased a bit, you can always ask the dealer for a reminder of the 3 Card Poker rules or to explain the basics. If you want to try out other live casino games, check out our live casino games page here.
Three Card Poker Rules & Tips: Everything You Need To Master The Game
As you’ve seen above, 3 Card Poker is easy to play. In the following, we’ll provide you with an overview of the rules and some tips to improve your game strategy. There’s only a moderate house edge in 3 Card Poker which means that players have a better chance of winning in 3 Card than in most poker variants. Given the two betting styles, the chances of winning big can be a lot higher than in some other poker games.
Depending on if you opt for a Pair Plus bet, strategies can wildly differ in this game. Whenever you bet on Pair Plus, you win whenever your three cards include a pair, flush, straight, three of a kind or straight flush. Given that the player’s focus is on pairs, Pair Plus strategy is relatively straightforward. You can’t change the odds of the hand you’re dealt in Pair Plus so much is out of your hands.
The basic strategy for an ante-play approach is to bet when you hold a Queen-6-4 or better. If your hand isn’t as high then you should fold. This means betting on any pair or better. Without a pair or better, then you can make a bet only when your high card is an Ace or a King. In such an instance, the value of your other two cards is irrelevant. With a Jack or lower as your high card then you should fold. This Three Card Poker strategy comes down fundamentally to whether or not your highest card is a Queen or higher and whether or not you have a pair or better.
Check Out These Variants and Our Best Three Card Poker Casino!
Ultimate Three Card Poker is probably the most popular and readily available variant of 3 Card Poker online and with good reason – the play bet can be up to three times the ante instead of equal to it, so the stakes and consequently the wins can be a lot greater. There’s no ante bonus to Ultimate 3 Card Poker, but the game does add a blind bet bonus in the ante play. Generally the usual game strategy will work just as well in Ultimate Three Card, though the risks are higher. Instead of just starting with an ante, you have start with both an ante and a blind bet equal to the ante. Only after seeing their cards can players make a bet equal to their ante if they don’t have a pair or better. If the player does have a pair or better, then they can make a play bet that’s between one or three times the ante. No matter which variant you’ll, go for, you’ll be well entertained with Three Card Poker. You can play it for real money in our recommended Three Card Poker casino below, or check out our selections of the best casino operators on our homepage!
Of all the casino table games based on poker hand rankings, 3 Card Poker is the most popular. This game combines simple strategy with a shot at some big pay outs for the best poker hands.
If you live in a state with regulated online casinos, you’ll be able to play Three Card Poker via desktops and mobile casino apps. Live dealer online casinos let you play a dealt game online. Software-based games are also available where you can play 3 Card Poker for free or with real money.
The key to the popularity of 3 Card Poker is the ‘Pair Plus’ side bet. Most players bet on the main hand (a requirement) and one or more optional side bets. In live casinos, you might find a side bet includes a big progressive jackpot for players lucky enough to hit a 6 card ‘Super’ Royal Flush.
This page gives you all you need to get started with 3 Card Poker whether you play online or in a brick and mortar casino. The rules and order of events in a hand of the game are covered directly below. After this, you’ll find detailed information on the side bets, house edge, strategy and the options for online play.
How to play 3 Card Poker
Each hand starts with the players placing bets. The only mandatory bet is the Ante. The minimum and maximum bet will vary. Online this can be as little as 50c, in live casinos a $5 minimum is more common. Players often combine their ante bet with one or more side-bets – these are covered in the section below.
After all the players have bet, each player and the dealer are dealt 3 cards face down.
Players examine their cards individually (without sharing what they have with the other players). You then decide whether to fold, which forfeits the ante bet, or raise. To continue with the hand (raise), you place an additional bet equal to the ante on the table in the square marked ‘Play’. Strategy for which option to choose is covered below.
After all the players have either folded or raised, the dealer will reveal his/her cards.
This game includes a dealer qualification rule. If the dealer does not have at least Queen high, his/her has not qualified. When this happens, the ante is paid at 1-to-1 and the Play bet is a push (the stake is returned).
If the dealer has a qualifying hand, then the value of that hand is compared to the value of the players hand to determine the winner. Standard poker hand rankings are used, with bonus payouts paid for a straight or better. Note that with 3 cards, a flush is easier to get than a straight, and so considered below this in the poker rankings. In the rare event of a tie, both the Ante and Play bets are returned.
Payout on Ante Bets
Here are the additional Ante bet pay outs:
- Straight: 1-to-1
- 3 of a Kind: 5-to-1
- Straight Flush: 5-to-1
Simple 3 Card Poker strategy and casino house edge
The math shows that the optimal strategy in 3-Card Poker is to play when you have Queen/6/4 or better, and to fold anything below this. You might notice that this strategy is very close to the dealer’s play – qualifying with Queen high. Some players choose to further simplify their strategy by mimicking the dealer and raising with any Queen regardless of the side cards.
While close, this does give the house a slightly bigger advantage in the long run.
- House Edge for Q/6/4: 3.24%
- House Edge for any Queen: 3.37%
As the side bets are completely independent from the main game, the pay tables for these bets will never influence your strategy.
Popular side bets in Three Card Poker games
For many players, a hand of Three Card Poker would not be complete without a bet on the ‘Pair Plus’ side bet. This bet is optional. It is also independent of the main game.
Pair Plus works by looking at your own three cards. If you have less than 1 pair, the bet is lost.
Pairs Plus Payouts
With hands of 1 pair or better, you’ll be paid according to the table below:
- Mini Royal (Ace / King / Queen of the same suit): 80-to-1
- Straight Flush: 40-to-1
- 3 of a Kind: 25-to-1
- Straight: 6-to-1
- Flush: 3-to-1
- Pair: 1-to-1
Note that you can find casinos with minor variations of this pay table. Some casinos do not offer a boosted prize for a mini-royal, instead increasing the prize for the flush.
The other popular side bet involves all 6 cards in your hand and the dealer’s hand. The best possible 5-card poker hand using a combination of these cards will qualify for the bonus. There are several variations under the generic title of 6-card bonus.
Some of these may include progressive jackpots. For example, Caesars Entertainment casinos have a linked progressive which pays on a 6-card ‘Super Royal’ in diamonds only.
Payouts for 6-card bonus
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Typical payouts for 6-card bonuses are as follows:
- Royal Flush: 1000-to-1
- Straight Flush: 200-to-1
- 4 of a Kind: 5-to-1
- Full House: 25-to-1
- Flush: 15-to-1
- Straight: 10-to-1
- 3 of a Kind: 5-to-1
Any hand below 3 of a kind results in a loss. There are many side-bet variations. Some casinos add a (smaller) progressive element to the 3 card hands of individual players. Note that the side bets have a much bigger house edge than the main game. This can be as high as 15.28% in some 6-card bonus variations.
How to Play 3 Card Poker online
Regulation for online casinos is happening at the state level. The online casinos in New Jersey, Pennsylvania, Michigan and West Virginia will only work within state lines in each instance.
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Big casino brands have partnered with local brick and mortar venues to create mobile apps as well as desktop casinos. Brands include 888 Casino, Golden Nugget and Sugarhouse.
You’ll be able to enjoy slots, video poker and table games via these casino apps. This includes 3-Card Poker, alongside blackjack, roulette, Ultimate Texas Hold’em and more.
There are two ways to enjoy 3 Card Poker online. First, you can play against casinos on software-based games. These are fast, include side-bets and can be enjoyed for micro-stakes starting at around 50c per hand.
You can also bet on the result of games streamed from a casino. Live dealer 3-Card Poker uses an overlay to bet, with a real dealer handling the cards in real time. Everyone bets on the same hand, with the hand being continued to its conclusion each time (for those people who did not fold).
This way of enjoying 3-Card Poker has social element. You can chat with the dealer and share messages with other players. Stakes are higher compared to the software-based games. You’ll have to stay focused on the game. If you time out (or disconnect) before making your decision, then your hand will be folded.
How to clear your bonus using 3 Card Poker
Most mobile casinos in the regulated states offer new players generous bonuses to sign up. These include no-deposit (free play) style bonuses, matched welcome bonus offers based on your first deposit – and many other promotions.
Keep in mind that you’ll need to play through your bonus a set number of times before any winnings can be withdrawn.
If you are playing slot machines, then all of your play counts towards ‘clearing’ your bonus. With table games including 3-Card Poker, the contribution towards bonus clearing is weighted. Some casinos will allow for 25% of your play to count, while others will offer 10% or under. Before you choose a casino bonus, checking the terms of each bonus for excluded games and weightings is always a sound strategy.
With free-play casino bonuses, you might find that only slots are permitted.
Other casino table games
Ultimate Texas Hold'em | 3 Card Poker | Let It Ride |
Baccarat | Blackjack |
Pros and cons: Live vs Online 3-Card Texas Hold’em
While both online and live casino table games have their place, there are distinct advantages to each. If you are lucky enough to live in a state with legal online casinos, the pros and cons are outlined below:
The pros and cons of playing 3-Card Poker online are as follows:
Pros
- No need to travel to a casino to enjoy the game
- Stakes are lower
- Live dealer games include a social element
Cons
- Only available in a handful of regulated states
- Disconnections or time outs (live dealer) mean your hand will be folded
- Game is not fully weighted for clearing casino bonuses
Live 3-Card Poker Casinos
The pros and cons of playing Live 3-Card Poker online are as follows:
Pros
- Enjoyable social settings
- Casinos often have progressive jackpot side bets
- Loyalty schemes with free-play/resort benefits
Cons
- Stakes are generally higher than online ($5 minimum is typical)
- You’ll need to travel to a casino
- Naturally slower pace of play
FAQ
Can you cheat at Three Card Poker?
While some forms of collusion are possible, these would be fraudulent and require marked cards or a casino dealer getting involved. Collusion among players would not result in a positive expectation for the game. If players developed a system to share their hands, several cards could be accounted for. This would increase or decrease the chances of the dealer having a good hand slightly – although not enough to win any money over time.
Marked cards or fraudulent collusion would be picked up by casino security as soon as losses from the table were significant. With the base strategy very simple, diversions from this would be very easy to spot.
How big a bankroll do I need for 3-Card Poker?
Compared to many casino table games (UTH, Mississippi Stud and Casino Hold’em for example) the natural variance of 3-Card poker is low. On most hands, you’ll be winning or losing single bets. There is also a low house edge, at least in the main game, of 3.27%.
20 times your ante bet is a common starting point for this game. This is enough to enjoy a session, with the possibility of upping your bets if you go on a hot streak.
Your total bankroll depends on how much you can afford to lose and how easily your gambling money can be topped up.
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How does the house edge of 3 Card Poker compare?
Compared to other casino table games based on poker hand rankings, 3 Card Poker has a slightly higher house edge. This game has an easy strategy, which means new players can quickly realize the house edge. Compare this with blackjack, where small mistakes made by newer players can have large effect on the casino’s edge.
You should keep in mind that 3-Card Poker side bets have a big edge in favor of the house compared to the main game.
Three Card Poker House Edge vs. Other Table Games
Here is how 3-Card Poker’s house edge compares:
- 3 Card Poker: 3.27%
- Blackjack: 0.5% to 3% (depends on the rules)
- Baccarat: 1.06% (if you play the ‘Player’ bet)
- Ultimate Texas Hold’em: 2.2% + 0.5% of any play bets
- Roulette: 2.7% / 5.26% (European / US wheel)
- Casino Hold’em: 2.16%
Is it legal to play 3-Card Poker online?
States determine their own laws for online casinos. In each state where these are legal, the casinos will only work within their borders. So far, PA, NJ, MI and WV have legal online casinos. There are many more states in various stages of introducing gambling online.
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Outside of these states, you can enjoy limited casino table games and slots at ‘Sweepstakes Casinos’. 3-Card poker has not yet made it to any of these brands.
Final thoughts on 3 Card poker
Of all the casino games based on poker hand ranks, 3-Card Poker is the most popular. This game combines a straightforward strategy (play Q-6-4+/fold otherwise), with the chance of boosted payouts for big poker hands. The house edge, at just 3.27%, is reasonably low. It is harder to make mistakes in this game which could boost this edge in favor of the casino. Optional side bets are available, many of them with big progressive jackpots.
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If you live in one of the regulated states, you can now enjoy free and real money 3 Card online. This can be played against software, or at live dealer online casinos – where you’ll bet on a dealt game streamed from a studio.